/* =====================================================
   Fembills UI Theme · ThemeForest Edition v1.0
   Brand: #ffc904 gold | #ff590f orange | #36355a navy
   ===================================================== */
@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800;900&display=swap');

:root {
  --gold:#ffc904; --gold-dark:#a06b00; --gold-light:#fff8e1;
  --orange:#ff590f; --orange-light:#fff2ec;
  --navy:#36355a; --navy-light:#eeeef5; --navy-deep:#1e1d3a;
  --black:#070707; --white:#fff; --offwhite:#f5f5f7;
  --gray:#888; --border:rgba(0,0,0,.07);
  --shadow:0 4px 24px rgba(0,0,0,.07);
  --r:20px; --r-sm:12px; --r-lg:28px;
  --section-pad-x:clamp(16px,5vw,64px);
  --section-pad-y:clamp(48px,7vw,80px);
  --ease-out: cubic-bezier(0.33, 1, 0.68, 1);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;overflow-x:hidden;scroll-padding-top:72px}
body{font-family:'Plus Jakarta Sans',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;background:#fff;color:#222;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden;text-rendering:optimizeLegibility}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
h1,h2,h3,h4,h5{font-weight:800;line-height:1.2;letter-spacing:-.02em}
.text-gradient{background:linear-gradient(90deg,#ffc904,#ff590f);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:8px;font-weight:700;border-radius:14px;padding:14px 28px;font-size:15px;cursor:pointer;border:none;transition:.2s all;font-family:inherit}
.btn-gold{background:linear-gradient(135deg,#ffc904,#ff9500);color:#1a1a1a;box-shadow:0 4px 18px rgba(255,201,4,.35)}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(255,201,4,.45)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-deep);transform:translateY(-2px)}
.btn-outline{background:transparent;color:var(--navy);border:2px solid var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-white{background:#fff;color:var(--navy);box-shadow:0 4px 16px rgba(0,0,0,.12)}
.btn-white:hover{transform:translateY(-2px)}
.btn-sm{padding:10px 20px;font-size:13px;border-radius:10px}
.btn-lg{padding:18px 40px;font-size:17px;border-radius:16px}

/* Cards */
.card{background:#fff;border-radius:var(--r);border:.5px solid var(--border);box-shadow:var(--shadow);padding:28px}
.card-hover{background:#fff;border-radius:var(--r);border:.5px solid var(--border);transition:.25s all;padding:24px;cursor:pointer}
.card-hover:hover{transform:translateY(-4px);box-shadow:0 12px 40px rgba(0,0,0,.1);border-color:rgba(255,201,4,.3)}

/* Demo bar */
.demo-bar{background:#0f0e1e;padding:10px var(--section-pad-x)}
.demo-bar-inner{max-width:1280px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap}
.demo-bar p{font-size:12px;color:rgba(255,255,255,.45);font-weight:600}
.demo-links{display:flex;gap:6px;flex-wrap:wrap}
.demo-link{font-size:12px;font-weight:700;padding:6px 12px;border-radius:8px;color:rgba(255,255,255,.45);transition:.2s}
.demo-link:hover,.demo-link.active{background:rgba(255,201,4,.2);color:#ffc904}
.demo-links .demo-link{display:inline-flex;align-items:center;gap:6px}
.demo-links .ic{background-color:rgba(255,255,255,.65)}
.demo-link.active .ic,.demo-link:hover .ic{background-color:#ffc904}

/* UI icons (SVG masks · color via background-color) */
.ic{display:inline-block;flex-shrink:0;vertical-align:middle;background-color:var(--navy);-webkit-mask-position:center;mask-position:center;-webkit-mask-repeat:no-repeat;mask-repeat:no-repeat;-webkit-mask-size:contain;mask-size:contain}
.ic-sm{width:15px;height:15px}
.ic-md{width:20px;height:20px}
.ic-lg{width:26px;height:26px}
.dropdown-icon{display:flex;align-items:center;justify-content:center}
.dropdown-icon .ic{background-color:var(--navy)}
.ic-transfer{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M17 1H7c-1.1 0-2 .9-2 2v18c0 1.1.9 2 2 2h10c1.1 0 2-.9 2-2V3c0-1.1-.9-2-2-2zm-5 20c-.83 0-1.5-.67-1.5-1.5S11.17 18 12 18s1.5.67 1.5 1.5S12.83 21 12 21zm5-4H7V4h10v13z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M17 1H7c-1.1 0-2 .9-2 2v18c0 1.1.9 2 2 2h10c1.1 0 2-.9 2-2V3c0-1.1-.9-2-2-2zm-5 20c-.83 0-1.5-.67-1.5-1.5S11.17 18 12 18s1.5.67 1.5 1.5S12.83 21 12 21zm5-4H7V4h10v13z'/%3E%3C/svg%3E")}
.ic-invest{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M3 18h18v2H3v-2zm2-4h3v6H5v-6zm5-8h3v14h-3V6zm5 4h3v10h-3V10z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M3 18h18v2H3v-2zm2-4h3v6H5v-6zm5-8h3v14h-3V6zm5 4h3v10h-3V10z'/%3E%3C/svg%3E")}
.ic-electric{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M13 2L3 14h8l-1 8 10-12h-7l1-8z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M13 2L3 14h8l-1 8 10-12h-7l1-8z'/%3E%3C/svg%3E")}
.ic-tv{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M21 3H3c-1.1 0-2 .9-2 2v12c0 1.1.9 2 2 2h7v2H8v2h8v-2h-2v-2h7c1.1 0 2-.9 2-2V5c0-1.1-.9-2-2-2zm0 14H3V5h18v12z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M21 3H3c-1.1 0-2 .9-2 2v12c0 1.1.9 2 2 2h7v2H8v2h8v-2h-2v-2h7c1.1 0 2-.9 2-2V5c0-1.1-.9-2-2-2zm0 14H3V5h18v12z'/%3E%3C/svg%3E")}
.ic-card{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M20 4H4c-1.1 0-2 .9-2 2v12c0 1.1.9 2 2 2h16c1.1 0 2-.9 2-2V6c0-1.1-.9-2-2-2zm0 13H4v-6h16v6zm0-8H4V6h16v2z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M20 4H4c-1.1 0-2 .9-2 2v12c0 1.1.9 2 2 2h16c1.1 0 2-.9 2-2V6c0-1.1-.9-2-2-2zm0 13H4v-6h16v6zm0-8H4V6h16v2z'/%3E%3C/svg%3E")}
.ic-bank{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M4 10v8h2v-6h3v6h2v-6h3v6h2v-6h3v6h2v-8l-7-3.5L4 10zm0-2l8-4 8 4V9H4V8z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M4 10v8h2v-6h3v6h2v-6h3v6h2v-6h3v6h2v-8l-7-3.5L4 10zm0-2l8-4 8 4V9H4V8z'/%3E%3C/svg%3E")}
.ic-shield{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 1L3 5v6c0 5.55 3.84 10.74 9 12 5.16-1.26 9-6.45 9-12V5l-9-4z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 1L3 5v6c0 5.55 3.84 10.74 9 12 5.16-1.26 9-6.45 9-12V5l-9-4z'/%3E%3C/svg%3E")}
.ic-wallet{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M21 18v1c0 1.1-.9 2-2 2H5c-1.1 0-2-.9-2-2V5c0-1.1.9-2 2-2h14c1.1 0 2 .9 2 2h-9c-1.1 0-2 .9-2 2v8c0 1.1.9 2 2 2h9zm-9 2h2v-2h-2v2zm4.25-6H5.25L5 8h14l-.25 4zM16 14c.55 0 1-.45 1-1s-.45-1-1-1-1 .45-1 1 .45 1 1 1z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M21 18v1c0 1.1-.9 2-2 2H5c-1.1 0-2-.9-2-2V5c0-1.1.9-2 2-2h14c1.1 0 2 .9 2 2h-9c-1.1 0-2 .9-2 2v8c0 1.1.9 2 2 2h9zm-9 2h2v-2h-2v2zm4.25-6H5.25L5 8h14l-.25 4zM16 14c.55 0 1-.45 1-1s-.45-1-1-1-1 .45-1 1 .45 1 1 1z'/%3E%3C/svg%3E")}
.ic-dashboard{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M3 13h8V3H3v10zm0 8h8v-6H3v6zm10 0h8V11h-8v10zm0-18v6h8V3h-8z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M3 13h8V3H3v10zm0 8h8v-6H3v6zm10 0h8V11h-8v10zm0-18v6h8V3h-8z'/%3E%3C/svg%3E")}
.ic-layers{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 16.5l7.5-4.5-7.5-4.5L4.5 12l7.5 4.5zm0 2.17l-7.5-4.5L12 21l7.5-6.83-7.5-4.5L4.5 18.67 12 22.67zM12 4.5L4.5 9 12 13.5 19.5 9 12 4.5z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 16.5l7.5-4.5-7.5-4.5L4.5 12l7.5 4.5zm0 2.17l-7.5-4.5L12 21l7.5-6.83-7.5-4.5L4.5 18.67 12 22.67zM12 4.5L4.5 9 12 13.5 19.5 9 12 4.5z'/%3E%3C/svg%3E")}
.ic-ticket{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M20 12c0-1.1.9-2 2-2V6c0-1.1-.9-2-2-2H4c-1.1 0-2 .9-2 2v4c1.1 0 2 .9 2 2s-.9 2-2 2v4c0 1.1.9 2 2 2h16c1.1 0 2-.9 2-2v-4c-1.1 0-2-.9-2-2zm-2 6H6v-4h12v4zm0-8H6V8h12v4z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M20 12c0-1.1.9-2 2-2V6c0-1.1-.9-2-2-2H4c-1.1 0-2 .9-2 2v4c1.1 0 2 .9 2 2s-.9 2-2 2v4c0 1.1.9 2 2 2h16c1.1 0 2-.9 2-2v-4c-1.1 0-2-.9-2-2zm-2 6H6v-4h12v4zm0-8H6V8h12v4z'/%3E%3C/svg%3E")}
.ic-home{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M10 20v-6h4v6h5v-8h3L12 3 2 12h3v8z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M10 20v-6h4v6h5v-8h3L12 3 2 12h3v8z'/%3E%3C/svg%3E")}
.ic-file{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M14 2H6c-1.1 0-1.99.9-1.99 2L4 20c0 1.1.89 2 1.99 2H18c1.1 0 2-.9 2-2V8l-6-6zm2 18H8v-2h8v2zm0-4H8v-2h8v2zm-3-5V3.5L18.5 9H13z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M14 2H6c-1.1 0-1.99.9-1.99 2L4 20c0 1.1.89 2 1.99 2H18c1.1 0 2-.9 2-2V8l-6-6zm2 18H8v-2h8v2zm0-4H8v-2h8v2zm-3-5V3.5L18.5 9H13z'/%3E%3C/svg%3E")}
.ic-lock{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M18 8h-1V6c0-2.76-2.24-5-5-5S7 3.24 7 6v2H6c-1.1 0-2 .9-2 2v10c0 1.1.9 2 2 2h12c1.1 0 2-.9 2-2V10c0-1.1-.9-2-2-2zM9 6c0-1.66 1.34-3 3-3s3 1.34 3 3v2H9V6zm9 14H6V10h12v10zm-6-3c1.1 0 2-.9 2-2s-.9-2-2-2-2 .9-2 2 .9 2 2 2z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M18 8h-1V6c0-2.76-2.24-5-5-5S7 3.24 7 6v2H6c-1.1 0-2 .9-2 2v10c0 1.1.9 2 2 2h12c1.1 0 2-.9 2-2V10c0-1.1-.9-2-2-2zM9 6c0-1.66 1.34-3 3-3s3 1.34 3 3v2H9V6zm9 14H6V10h12v10zm-6-3c1.1 0 2-.9 2-2s-.9-2-2-2-2 .9-2 2 .9 2 2 2z'/%3E%3C/svg%3E")}
.ic-cookie{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M21.95 10.99c-1.79-.03-3.7-1.95-3.66-3.95-.01-.18-.03-.36-.08-.53-.61-2.26-2.75-3.9-5.21-3.9-2.37 0-4.44 1.54-5.16 3.78-.11.35-.17.71-.17 1.09 0 2.76 2.24 5 5 5 .71 0 1.38-.15 1.99-.41 1.09 1.45 2.81 2.41 4.78 2.41 3.31 0 6-2.69 6-6 .01-1.39-.48-2.67-1.28-3.69zM12 15c-2.21 0-4-1.79-4-4s1.79-4 4-4 4 1.79 4 4-1.79 4-4 4z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M21.95 10.99c-1.79-.03-3.7-1.95-3.66-3.95-.01-.18-.03-.36-.08-.53-.61-2.26-2.75-3.9-5.21-3.9-2.37 0-4.44 1.54-5.16 3.78-.11.35-.17.71-.17 1.09 0 2.76 2.24 5 5 5 .71 0 1.38-.15 1.99-.41 1.09 1.45 2.81 2.41 4.78 2.41 3.31 0 6-2.69 6-6 .01-1.39-.48-2.67-1.28-3.69zM12 15c-2.21 0-4-1.79-4-4s1.79-4 4-4 4 1.79 4 4-1.79 4-4 4z'/%3E%3C/svg%3E")}
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.ic-briefcase{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M20 6h-4V4c0-1.11-.89-2-2-2h-4c-1.11 0-2 .89-2 2v2H4c-1.11 0-1.99.89-1.99 2L2 19c0 1.11.89 2 2 2h16c1.11 0 2-.89 2-2V8c0-1.11-.89-2-2-2zm-6 0h-4V4h4v2z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M20 6h-4V4c0-1.11-.89-2-2-2h-4c-1.11 0-2 .89-2 2v2H4c-1.11 0-1.99.89-1.99 2L2 19c0 1.11.89 2 2 2h16c1.11 0 2-.89 2-2V8c0-1.11-.89-2-2-2zm-6 0h-4V4h4v2z'/%3E%3C/svg%3E")}
.ic-article{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M19 3H5c-1.1 0-2 .9-2 2v14c0 1.1.9 2 2 2h14c1.1 0 2-.9 2-2V5c0-1.1-.9-2-2-2zm-5 14H7v-2h7v2zm3-4H7v-2h10v2zm0-4H7V7h10v2z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M19 3H5c-1.1 0-2 .9-2 2v14c0 1.1.9 2 2 2h14c1.1 0 2-.9 2-2V5c0-1.1-.9-2-2-2zm-5 14H7v-2h7v2zm3-4H7v-2h10v2zm0-4H7V7h10v2z'/%3E%3C/svg%3E")}
.ic-megaphone{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M18 11v2h4v-2h-4zm-2 6.29c.8.13 1.56.05 2.32-.05-.43-.45-1.08-.85-1.97-1.21-.41-.17-.82-.32-1.24-.46-.43-.15-.87-.28-1.31-.39-.45-.11-.9-.2-1.35-.28V18.5c.9.3 1.87.46 2.89.46.36 0 .72-.02 1.08-.06V20c0 1.1-.9 2-2 2H6c-1.1 0-2-.9-2-2v-1.26c-1.19-.69-2-1.97-2-3.47V9c0-1.5.81-2.78 2-3.47V4c0-1.1.9-2 2-2h10c1.1 0 2 .9 2 2v6.29z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M18 11v2h4v-2h-4zm-2 6.29c.8.13 1.56.05 2.32-.05-.43-.45-1.08-.85-1.97-1.21-.41-.17-.82-.32-1.24-.46-.43-.15-.87-.28-1.31-.39-.45-.11-.9-.2-1.35-.28V18.5c.9.3 1.87.46 2.89.46.36 0 .72-.02 1.08-.06V20c0 1.1-.9 2-2 2H6c-1.1 0-2-.9-2-2v-1.26c-1.19-.69-2-1.97-2-3.47V9c0-1.5.81-2.78 2-3.47V4c0-1.1.9-2 2-2h10c1.1 0 2 .9 2 2v6.29z'/%3E%3C/svg%3E")}
.ic-mail{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M20 4H4c-1.1 0-1.99.9-1.99 2L2 18c0 1.1.9 2 2 2h16c1.1 0 2-.9 2-2V6c0-1.1-.9-2-2-2zm0 4l-8 5-8-5V6l8 5 8-5v2z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M20 4H4c-1.1 0-1.99.9-1.99 2L2 18c0 1.1.9 2 2 2h16c1.1 0 2-.9 2-2V6c0-1.1-.9-2-2-2zm0 4l-8 5-8-5V6l8 5 8-5v2z'/%3E%3C/svg%3E")}
.ic-swap{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M6.99 11L3 15l3.99 4v-3H15v-2H6.99v-3zM21 9l-3.99-4v3H10v2h7.01v3L21 9z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M6.99 11L3 15l3.99 4v-3H15v-2H6.99v-3zM21 9l-3.99-4v3H10v2h7.01v3L21 9z'/%3E%3C/svg%3E")}
.ic-gift{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M20 6h-2.18c.11-.31.18-.65.18-1 0-1.66-1.34-3-3-3-1.05 0-1.96.54-2.5 1.35l-.5.67-.5-.68C10.96 2.54 10.05 2 9 2 7.34 2 6 3.34 6 5c0 .35.07.69.18 1H4c-1.11 0-1.99.89-1.99 2L2 19c0 1.11.89 2 2 2h16c1.11 0 2-.89 2-2V8c0-1.11-.89-2-2-2zm-5-2c.55 0 1 .45 1 1s-.45 1-1 1-1-.45-1-1 .45-1 1-1zM9 4c.55 0 1 .45 1 1s-.45 1-1 1-1-.45-1-1 .45-1 1-1zm11 15H4v-2h16v2zm0-5H4V8h5.08L7 10.83 8.62 12 12 7.4l3.38 4.6L17 10.83 14.92 8H20v6z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M20 6h-2.18c.11-.31.18-.65.18-1 0-1.66-1.34-3-3-3-1.05 0-1.96.54-2.5 1.35l-.5.67-.5-.68C10.96 2.54 10.05 2 9 2 7.34 2 6 3.34 6 5c0 .35.07.69.18 1H4c-1.11 0-1.99.89-1.99 2L2 19c0 1.11.89 2 2 2h16c1.11 0 2-.89 2-2V8c0-1.11-.89-2-2-2zm-5-2c.55 0 1 .45 1 1s-.45 1-1 1-1-.45-1-1 .45-1 1-1zM9 4c.55 0 1 .45 1 1s-.45 1-1 1-1-.45-1-1 .45-1 1-1zm11 15H4v-2h16v2zm0-5H4V8h5.08L7 10.83 8.62 12 12 7.4l3.38 4.6L17 10.83 14.92 8H20v6z'/%3E%3C/svg%3E")}
.ic-money{-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M19 14V6c0-1.1-.9-2-2-2H5c-1.1 0-2 .9-2 2v8H2v2h16v-2h-1zm-9-1.06-2-.83V7h4v5.12l-2-.83zm4 .06h3v1h-3v-1zm0-2h3v1h-3v-1zm0-2h3v1h-3v-1z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M19 14V6c0-1.1-.9-2-2-2H5c-1.1 0-2 .9-2 2v8H2v2h16v-2h-1zm-9-1.06-2-.83V7h4v5.12l-2-.83zm4 .06h3v1h-3v-1zm0-2h3v1h-3v-1zm0-2h3v1h-3v-1z'/%3E%3C/svg%3E")}

/* Split auth (login-1 / register-1) & two-field form rows */
.form-row-2{display:grid;grid-template-columns:1fr 1fr;gap:clamp(10px,3vw,14px)}

.navbar{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(20px);border-bottom:.5px solid var(--border)}
.navbar-inner{display:flex;align-items:center;justify-content:space-between;height:70px;max-width:1280px;margin:0 auto;padding:0 var(--section-pad-x)}
.logo{display:flex;align-items:center;gap:10px;font-weight:900;font-size:20px;color:var(--navy)}
.logo-mark{width:34px;height:34px;background:var(--navy);border-radius:10px;display:flex;align-items:center;justify-content:center}
.nav-links{display:flex;align-items:center;gap:4px}
.nav-links a{font-weight:600;font-size:14px;color:var(--gray);padding:8px 14px;border-radius:10px;transition:.2s}
.nav-links a:hover,.nav-links a.active{color:var(--navy);background:var(--navy-light)}
.nav-dropdown{position:relative}
.dropdown-menu{display:none;position:absolute;top:calc(100% + 8px);left:0;background:#fff;border-radius:16px;border:.5px solid var(--border);box-shadow:0 12px 40px rgba(0,0,0,.12);min-width:200px;padding:8px;z-index:200}
.nav-dropdown:hover .dropdown-menu{display:block}
.dropdown-menu a{display:flex;align-items:center;gap:10px;padding:10px 14px;border-radius:10px;font-size:13px;font-weight:600;color:#555}
.dropdown-menu a:hover{background:var(--offwhite);color:var(--navy)}
.dropdown-icon{width:28px;height:28px;border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:14px;flex-shrink:0}
.nav-cta{display:flex;align-items:center;gap:10px}
.hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:8px;background:none;border:none}
.hamburger span{display:block;width:22px;height:2px;background:var(--navy);border-radius:2px;transition:.3s}
.mobile-menu{display:none;position:fixed;inset:0;background:#fff;z-index:250;padding:24px;overflow-y:auto;-webkit-overflow-scrolling:touch}
.mobile-menu.open{display:block}
.mobile-menu-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:32px}
.mobile-menu-links a{display:block;padding:14px 0;border-bottom:1px solid var(--border);font-size:16px;font-weight:700;color:var(--navy)}
.mobile-menu-actions{margin-top:28px;display:flex;flex-direction:column;gap:12px}

/* Hero */
.hero{background:var(--navy);position:relative;overflow:hidden}
.hero-grid{position:absolute;inset:0;background-image:linear-gradient(rgba(255,201,4,.07) 1px,transparent 1px),linear-gradient(90deg,rgba(255,201,4,.07) 1px,transparent 1px);background-size:32px 32px}
.hero-glow{position:absolute;top:-100px;right:-100px;width:500px;height:500px;background:radial-gradient(circle,rgba(255,89,15,.2),transparent 65%);pointer-events:none}
.hero-glow2{position:absolute;bottom:-50px;left:-50px;width:300px;height:300px;background:radial-gradient(circle,rgba(255,201,4,.15),transparent 65%);pointer-events:none}
.hero-inner{max-width:1280px;margin:0 auto;padding:var(--section-pad-y) var(--section-pad-x) clamp(72px,12vw,120px);display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,5vw,60px);align-items:center;position:relative;z-index:1}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(255,201,4,.15);border:1px solid rgba(255,201,4,.3);color:#ffc904;padding:8px 16px;border-radius:100px;font-size:13px;font-weight:700;margin-bottom:24px}
.badge-dot{width:8px;height:8px;background:#ffc904;border-radius:50%;animation:pulse 2s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.4}}
.hero h1{font-size:clamp(36px,5vw,60px);color:#fff;margin-bottom:20px}
.hero-sub{font-size:18px;color:rgba(255,255,255,.6);margin-bottom:36px;line-height:1.7}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:40px}
.hero-stats{display:grid;grid-template-columns:1fr 1fr 1fr;gap:14px}
.stat-pill{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.1);border-radius:14px;padding:16px}
.stat-pill strong{font-size:22px;color:#fff;display:block}
.stat-pill span{font-size:12px;color:rgba(255,255,255,.5)}
.hero-wave{position:absolute;bottom:0;left:0;width:100%;z-index:2}

/* Service / pricing heroes: replace fixed 5% horizontal padding with fluid tokens */
section.hero[style*="padding:60px 5%"]{padding:clamp(48px,8vw,60px) var(--section-pad-x) clamp(72px,14vw,110px)!important}
section[style*="padding:60px 5% 100px"]{padding:clamp(48px,8vw,60px) var(--section-pad-x) clamp(64px,12vw,100px)!important}
div[style*="background:#1a1200"][style*="padding:8px 5%"]{padding:8px var(--section-pad-x)!important}
div[style*="background:#1a1200"] > div[style*="max-width:1280px"][style*="justify-content:space-between"]{flex-wrap:wrap;gap:12px;align-items:flex-start}
div[style*="background:#1a1200"] > div > div[style*="display:flex"][style*="gap:6px"]{flex-wrap:wrap}

/* Wallet panel */
.wallet-panel{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:24px;padding:28px;backdrop-filter:blur(16px)}
.wallet-balance-label{font-size:12px;color:rgba(255,255,255,.5);font-weight:600;margin-bottom:6px}
.wallet-balance-val{font-size:38px;font-weight:900;color:#fff;margin-bottom:20px}
.wallet-pills{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:20px}
.wallet-pill{background:rgba(255,201,4,.15);border:1px solid rgba(255,201,4,.25);color:#ffc904;padding:6px 14px;border-radius:100px;font-size:12px;font-weight:700}
.wallet-actions{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:8px}
.wallet-action-btn{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:12px;padding:12px;text-align:center;color:#fff;font-size:12px;font-weight:700;cursor:pointer;transition:.2s;display:flex;align-items:center;justify-content:center;gap:8px}
.wallet-action-btn:hover{background:rgba(255,255,255,.15)}
.wallet-action-btn .ic{background-color:currentColor;opacity:.92}

/* Sections */
.section{padding:var(--section-pad-y) var(--section-pad-x)}
.section-inner{max-width:1280px;margin:0 auto;width:100%}
.section-eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;margin-bottom:14px}
.eyebrow-gold{color:var(--gold-dark)}.eyebrow-navy{color:var(--navy)}
.section h2{font-size:clamp(28px,4vw,44px);color:var(--navy);margin-bottom:14px}
.section .sub{font-size:17px;color:#666;max-width:560px;margin-bottom:48px}

/* Services */
.services-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:20px}
.service-card{background:#fff;border-radius:24px;border:.5px solid var(--border);padding:28px;transition:.25s}
.service-card:hover{transform:translateY(-6px);box-shadow:0 16px 48px rgba(0,0,0,.1)}
.service-icon-wrap{width:52px;height:52px;border-radius:16px;display:flex;align-items:center;justify-content:center;margin-bottom:18px;flex-shrink:0}
.service-tag{display:inline-block;font-size:11px;font-weight:800;padding:4px 10px;border-radius:100px;margin-bottom:10px}
.service-card h3{font-size:17px;color:var(--navy);margin-bottom:8px}
.service-card p{font-size:13px;color:#777;line-height:1.6;margin-bottom:20px}
.service-arrow{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:700;transition:gap .2s var(--ease-out),opacity .2s}
.service-arrow:hover{gap:10px;opacity:.92}
.service-arrow svg{display:none!important}
.service-arrow::after{content:'';display:inline-block;width:1em;height:1em;max-width:17px;max-height:17px;flex-shrink:0;background-color:currentColor;opacity:.88;-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8-8-8z'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8-8-8z'/%3E%3C/svg%3E");-webkit-mask-size:contain;mask-size:contain;-webkit-mask-repeat:no-repeat;mask-repeat:no-repeat;-webkit-mask-position:center;mask-position:center}
.service-icon-wrap>svg,.trust-icon>svg{width:24px;height:24px;flex-shrink:0;display:block}
.section-eyebrow svg{width:15px;height:15px;flex-shrink:0;display:block}

/* Trust */
.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.trust-card{background:#fff;border-radius:24px;border:.5px solid var(--border);padding:32px;text-align:center}
.trust-icon{width:56px;height:56px;border-radius:18px;display:flex;align-items:center;justify-content:center;margin:0 auto 20px}
.trust-card h3{font-size:18px;color:var(--navy);margin-bottom:10px}
.trust-card p{font-size:14px;color:#777;line-height:1.6}

/* Testimonials */
.testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.testimonial-card{background:#fff;border-radius:20px;border:.5px solid var(--border);padding:28px}
.stars{color:var(--gold);font-size:14px;margin-bottom:14px}
.testimonial-text{font-size:14px;color:#555;line-height:1.7;margin-bottom:20px;font-style:italic}
.testimonial-author{display:flex;align-items:center;gap:12px}
.testimonial-avatar{width:42px;height:42px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:16px;color:#fff;flex-shrink:0}
.testimonial-name{font-weight:700;font-size:14px;color:var(--navy)}
.testimonial-role{font-size:12px;color:#999}

/* Invest banner */
.invest-banner{background:var(--navy);border-radius:32px;padding:clamp(32px,6vw,60px);display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,4vw,40px);align-items:center;max-width:1280px;width:min(1280px,calc(100% - var(--section-pad-x)*2));margin:0 auto clamp(48px,8vw,80px);box-sizing:border-box}
.invest-plans{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.invest-plan{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);border-radius:16px;padding:20px}
.invest-plan .roi{font-size:28px;font-weight:900;color:var(--gold)}
.invest-plan .plan-name{font-size:12px;color:rgba(255,255,255,.6);font-weight:700;margin-top:4px}

/* CTA */
.cta-section{background:linear-gradient(135deg,#ffc904,#ff9500);padding:var(--section-pad-y) var(--section-pad-x);text-align:center}
.cta-section h2{font-size:clamp(30px,4vw,48px);color:var(--navy);margin-bottom:16px}
.cta-section p{font-size:18px;color:rgba(54,53,90,.7);margin-bottom:36px}
.cta-actions{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}

/* Footer */
footer{background:var(--black);color:#fff;padding:clamp(48px,8vw,64px) var(--section-pad-x) 32px}
.footer-grid{max-width:1280px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:48px;margin-bottom:48px;width:100%}
.footer-brand p{font-size:14px;color:rgba(255,255,255,.4);line-height:1.8;margin-top:16px;margin-bottom:24px}
.footer-social{display:flex;gap:10px}
.social-btn{width:36px;height:36px;border-radius:10px;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center;transition:.2s}
.social-btn:hover{background:rgba(255,201,4,.2)}
.footer-col h4{font-size:12px;font-weight:800;color:#fff;margin-bottom:18px;letter-spacing:.08em;text-transform:uppercase}
.footer-col a{display:block;font-size:14px;color:rgba(255,255,255,.4);margin-bottom:10px;transition:.2s}
.footer-col a:hover{color:var(--gold)}
.footer-bottom{max-width:1280px;margin:0 auto;padding-top:32px;border-top:1px solid rgba(255,255,255,.08);display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:13px;color:rgba(255,255,255,.3);width:100%}

/* Dashboard */
.dash-layout{display:grid;grid-template-columns:260px 1fr;min-height:100vh;background:var(--offwhite)}
.dash-sidebar{background:var(--navy);position:sticky;top:0;height:100vh;overflow-y:auto;display:flex;flex-direction:column}
.sidebar-logo{padding:24px 20px;border-bottom:1px solid rgba(255,255,255,.08)}
.sidebar-nav{flex:1;padding:16px 12px}
.sidebar-nav a{display:flex;align-items:center;gap:12px;padding:11px 14px;border-radius:12px;font-size:14px;font-weight:600;color:rgba(255,255,255,.5);margin-bottom:3px;transition:.2s}
.sidebar-nav a:hover,.sidebar-nav a.active{color:#fff;background:rgba(255,255,255,.1)}
.sidebar-nav a.active{background:var(--gold);color:var(--navy)}
.sidebar-section{font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.25);padding:14px 14px 6px;margin-top:8px}
.dash-main{display:flex;flex-direction:column;min-width:0}
.dash-menu-btn{display:none;flex-direction:column;justify-content:center;gap:5px;flex-shrink:0;width:44px;height:44px;padding:0;border:none;border-radius:12px;background:var(--navy-light);cursor:pointer;-webkit-tap-highlight-color:transparent}
.dash-menu-btn span{display:block;width:20px;height:2px;background:var(--navy);border-radius:2px;margin:0 auto}
.dash-layout.dash-nav-open .dash-menu-btn{background:var(--navy)}
.dash-layout.dash-nav-open .dash-menu-btn span{background:#fff}
.dash-sidebar-backdrop{display:none}
.dash-topbar{background:#fff;padding:0 32px;height:70px;display:flex;align-items:center;justify-content:space-between;gap:12px;border-bottom:.5px solid var(--border);position:sticky;top:0;z-index:10}
.dash-greeting{min-width:0}
.dash-greeting h1{font-size:clamp(1.1rem,4vw,1.75rem)}
.dash-content{flex:1;padding:32px}
.balance-card{background:linear-gradient(135deg,var(--navy),#6e6ca0);border-radius:24px;padding:32px;color:#fff;margin-bottom:24px;position:relative;overflow:hidden}
.balance-card::after{content:'';position:absolute;right:-40px;top:-40px;width:200px;height:200px;background:rgba(255,255,255,.05);border-radius:50%}
.balance-label{font-size:13px;color:rgba(255,255,255,.6);font-weight:600;margin-bottom:8px}
.balance-val{font-size:40px;font-weight:900;margin-bottom:24px}
.balance-actions{display:flex;gap:12px;flex-wrap:wrap}
.balance-btn{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);border-radius:12px;padding:10px 20px;color:#fff;font-size:13px;font-weight:700;cursor:pointer;display:flex;align-items:center;gap:8px;transition:.2s}
.balance-btn:hover{background:rgba(255,255,255,.2)}
.quick-actions{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-bottom:24px}
.quick-action{background:#fff;border-radius:18px;padding:18px 14px;text-align:center;border:.5px solid var(--border);transition:.2s;cursor:pointer}
.quick-action:hover{transform:translateY(-3px);box-shadow:0 8px 24px rgba(0,0,0,.08)}
.qa-icon{width:48px;height:48px;border-radius:14px;display:flex;align-items:center;justify-content:center;margin:0 auto 12px}
.qa-label{font-size:12px;font-weight:700;color:var(--navy)}
.stats-row{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-bottom:24px}
.stat-card{background:#fff;border-radius:18px;padding:20px;border:.5px solid var(--border)}
.stat-card .val{font-size:24px;font-weight:800;color:var(--navy);margin-bottom:4px}
.stat-card .lbl{font-size:12px;color:#999;font-weight:600}
.stat-card .trend{font-size:11px;font-weight:700;margin-top:6px}
.trend-up{color:#16a34a}.trend-down{color:#dc2626}
.txn-table{background:#fff;border-radius:18px;border:.5px solid var(--border);overflow-x:auto;-webkit-overflow-scrolling:touch}
.txn-table table{width:100%;border-collapse:collapse;min-width:520px}
.txn-table th{text-align:left;padding:14px 20px;font-size:12px;font-weight:800;color:#999;background:var(--offwhite);text-transform:uppercase;letter-spacing:.06em;border-bottom:.5px solid var(--border)}
.txn-table td{padding:14px 20px;border-top:.5px solid var(--border);font-size:14px}
.txn-table tr:hover td{background:var(--offwhite)}
.txn-badge{display:inline-block;font-size:11px;font-weight:700;padding:4px 10px;border-radius:100px}
.badge-success{background:#dcfce7;color:#16a34a}
.badge-pending{background:#fef9c3;color:#a16207}
.badge-failed{background:#fee2e2;color:#dc2626}
.credit{color:#16a34a;font-weight:700}
.debit{color:#dc2626;font-weight:700}
.txn-cat{font-size:11px;font-weight:700;padding:4px 10px;border-radius:100px;background:var(--navy-light);color:var(--navy)}

/* Mobile bottom nav */
.mobile-bottom-nav{display:none;position:fixed;bottom:0;left:0;right:0;background:#fff;border-top:.5px solid var(--border);box-shadow:0 -4px 20px rgba(0,0,0,.08);z-index:100;padding:8px 0 max(12px,env(safe-area-inset-bottom))}
.mobile-bottom-nav .nav-items{display:flex;align-items:flex-end;justify-content:space-around}
.mob-nav-item{display:flex;flex-direction:column;align-items:center;gap:4px;flex:1;cursor:pointer;padding:4px 0}
.mob-nav-icon{width:40px;height:40px;border-radius:12px;display:flex;align-items:center;justify-content:center;transition:.2s}
.mob-nav-item.active .mob-nav-icon{background:rgba(54,53,90,.1)}
.mob-nav-item.center .mob-nav-icon{width:54px;height:54px;border-radius:16px;background:linear-gradient(135deg,#ffc904,#ff9500);box-shadow:0 4px 16px rgba(255,201,4,.5);margin-top:-18px}
.mob-nav-label{font-size:10px;font-weight:700;color:#aaa}
.mob-nav-item.active .mob-nav-label{color:var(--navy)}
.mob-nav-item.center .mob-nav-label{color:var(--gold-dark)}

/* Forms */
.form-group{margin-bottom:20px}
.form-group label{display:block;font-size:13px;font-weight:700;color:var(--navy);margin-bottom:8px}
.form-input{width:100%;padding:14px 18px;border-radius:14px;border:1.5px solid #e8e8e8;font-size:15px;font-family:inherit;color:var(--navy);background:#fff;outline:none;transition:.2s}
.form-input:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(255,201,4,.15)}
.form-select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' fill='none'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23999' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;background-color:#fff;padding-right:40px}
.network-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-bottom:20px}
.network-btn{padding:14px 10px;border-radius:14px;border:2px solid #e8e8e8;text-align:center;cursor:pointer;transition:.2s;font-size:12px;font-weight:700;background:#fff;min-width:0;overflow-wrap:anywhere}
.network-btn.selected{border-color:var(--gold);background:var(--gold-light)}
/* Cards / betting: 8+ compact platform chips — 2 cols on phones, 4 on desktop */
.betting-platform-grid{grid-template-columns:repeat(4,1fr);gap:10px;margin-bottom:0}
@media(max-width:768px){
  .betting-platform-grid{grid-template-columns:repeat(2,1fr);gap:10px}
}
@media(max-width:380px){
  .betting-platform-grid{grid-template-columns:1fr}
}
.amount-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:16px}
.amount-btn{padding:12px;border-radius:12px;border:2px solid #e8e8e8;font-size:13px;font-weight:700;cursor:pointer;transition:.2s;text-align:center;background:#fff}
.amount-btn.selected{border-color:var(--gold);background:var(--gold-light);color:var(--gold-dark)}
.summary-box{background:var(--offwhite);border-radius:16px;padding:20px;margin-bottom:20px}
.summary-row{display:flex;justify-content:space-between;font-size:14px;margin-bottom:10px;color:#555}
.summary-row:last-child{margin:0;padding-top:10px;border-top:1px solid #e8e8e8;font-weight:800;color:var(--navy)}
.page-card{background:#fff;border-radius:24px;border:.5px solid var(--border);padding:clamp(24px,5vw,36px);max-width:500px;margin:0 auto;width:100%}
.auth-wrap{min-height:100vh;background:var(--offwhite);display:flex;align-items:center;justify-content:center;padding:clamp(20px,4vw,32px) var(--section-pad-x)}
.auth-card{background:#fff;border-radius:28px;border:.5px solid var(--border);padding:40px;width:100%;max-width:440px;box-shadow:0 8px 40px rgba(0,0,0,.08)}
.auth-logo{text-align:center;margin-bottom:32px}
.auth-divider{display:flex;align-items:center;gap:12px;margin:24px 0}
.auth-divider::before,.auth-divider::after{content:'';flex:1;height:1px;background:#e8e8e8}
.auth-divider span{font-size:12px;color:#999;font-weight:600}

/* Plans grid */
.plans-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.plan-card{border-radius:16px;border:2px solid #e8e8e8;padding:18px;cursor:pointer;transition:.2s;background:#fff}
.plan-card:hover,.plan-card.selected{border-color:var(--gold);background:var(--gold-light)}
.plan-size{font-size:20px;font-weight:900;color:var(--navy)}
.plan-validity{font-size:12px;color:#999;margin:2px 0 8px}
.plan-price{font-size:15px;font-weight:800;color:var(--gold-dark)}

/* Pricing */
.pricing-table{background:#fff;border-radius:20px;border:.5px solid var(--border);overflow-x:auto;-webkit-overflow-scrolling:touch;overflow-y:hidden}
.pricing-table table{width:100%;border-collapse:collapse}
.pricing-table th{text-align:left;padding:16px 24px;font-size:12px;font-weight:800;color:#999;background:var(--offwhite);text-transform:uppercase;letter-spacing:.06em;border-bottom:.5px solid var(--border)}
.pricing-table td{padding:16px 24px;border-top:.5px solid var(--border);font-size:14px;vertical-align:middle}
.pricing-table tr:hover td{background:var(--offwhite)}
.free-badge{background:#dcfce7;color:#16a34a;font-size:11px;font-weight:700;padding:4px 10px;border-radius:100px;display:inline-block}
.fee-val{font-weight:700;color:var(--navy)}
.svc-icon-cell{width:36px;height:36px;border-radius:10px;display:flex;align-items:center;justify-content:center}

/* Utilities */
.mt-4{margin-top:16px}.mt-6{margin-top:24px}.mt-8{margin-top:32px}
.mb-4{margin-bottom:16px}.mb-6{margin-bottom:24px}.mb-8{margin-bottom:32px}
.text-center{text-align:center}.flex{display:flex}.items-center{align-items:center}
.gap-2{gap:8px}.gap-3{gap:12px}.w-full{width:100%}
.text-navy{color:var(--navy)}.text-gold{color:var(--gold-dark)}.text-gray{color:var(--gray)}
.text-green{color:#16a34a}.text-red{color:#dc2626}
.font-bold{font-weight:700}.font-black{font-weight:900}
.text-xs{font-size:12px}.text-sm{font-size:14px}
.badge{display:inline-block;font-size:11px;font-weight:700;padding:4px 10px;border-radius:100px}
.badge-gold{background:var(--gold-light);color:var(--gold-dark)}
.badge-navy{background:var(--navy-light);color:var(--navy)}
.pill-row{display:flex;flex-wrap:wrap;gap:10px}
.section-divider{height:1px;background:var(--border);max-width:1280px;margin:0 auto;width:min(1280px,calc(100% - var(--section-pad-x)*2))}

/* Responsive */
@media(max-width:900px){
  #fembills-header-instruction + div[style*="min-height:100vh"][style*="grid-template-columns:1fr 1fr"]{
    grid-template-columns:1fr!important
  }
  #fembills-header-instruction + div[style*="min-height:100vh"] > div[style*="background:var(--navy)"]{
    padding:clamp(28px,6vw,48px) var(--section-pad-x)!important
  }
  #fembills-header-instruction + div[style*="min-height:100vh"] > div[style*="background:#fff"]{
    padding:clamp(32px,6vw,56px) var(--section-pad-x)!important
  }
  .section-inner[style*="grid-template-columns:1fr 1fr"][style*="gap:48px"]{
    grid-template-columns:1fr!important;
    gap:clamp(24px,5vw,40px)!important
  }
  .section-inner[style*="gap:48px"] > *{min-width:0}
}
@media(max-width:1024px){
  .trust-grid,.testimonials-grid{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr;gap:32px}
  .stats-row{grid-template-columns:repeat(2,1fr)}
  .invest-banner{grid-template-columns:1fr;gap:32px}
  .quick-actions{grid-template-columns:repeat(5,1fr)}
}
@media(max-width:768px){
  .nav-links,.nav-cta{display:none}
  .hamburger{display:flex}
  .hero-inner{grid-template-columns:1fr}
  .hero-stats{grid-template-columns:1fr 1fr}
  .services-grid{grid-template-columns:1fr 1fr}
  .trust-grid{grid-template-columns:1fr}
  .testimonials-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .quick-actions{grid-template-columns:repeat(4,1fr);gap:8px}
  .stats-row{grid-template-columns:1fr 1fr}
  .dash-layout{grid-template-columns:1fr;position:relative}
  .dash-menu-btn{display:flex}
  .dash-topbar{height:auto;min-height:64px;padding:12px 16px;flex-wrap:wrap;align-items:center}
  .dash-topbar > .dash-greeting{flex:1 1 140px;order:2}
  .dash-topbar > div:last-child{order:3;margin-left:auto}
  .dash-topbar > .dash-menu-btn{order:1}
  .dash-sidebar{display:flex;position:fixed;left:0;top:0;bottom:0;width:min(288px,88vw);max-width:100%;height:100vh;height:100dvh;z-index:280;transform:translateX(-105%);transition:transform .3s ease;box-shadow:none;overscroll-behavior:contain;-webkit-overflow-scrolling:touch}
  .dash-layout.dash-nav-open .dash-sidebar{transform:translateX(0);box-shadow:12px 0 40px rgba(0,0,0,.18)}
  .dash-sidebar-backdrop{display:block;position:fixed;inset:0;z-index:270;background:rgba(10,9,22,.5);opacity:0;pointer-events:none;transition:opacity .3s ease}
  body.dash-nav-open{overflow:hidden}
  body.dash-nav-open .dash-sidebar-backdrop{opacity:1;pointer-events:auto}
  .mobile-bottom-nav{display:block}
  .dash-content{padding:20px 16px 100px}
  .dash-content .quick-actions{grid-template-columns:repeat(2,1fr);gap:10px}
  .dash-content .quick-action{padding:14px 10px}
  .dash-content .qa-icon{width:44px;height:44px}
  .dash-content .balance-val{font-size:clamp(1.75rem,8vw,2.5rem)}
  .dash-content .balance-actions{flex-direction:column;align-items:stretch}
  .dash-content .balance-actions .balance-btn{justify-content:center;width:100%}
  .invest-banner{padding:32px;border-radius:20px}
  .network-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:480px){
  .hero h1{font-size:32px}
  .services-grid{grid-template-columns:1fr}
  .quick-actions{grid-template-columns:repeat(4,1fr)}
  .amount-grid{grid-template-columns:repeat(2,1fr)}
  .hero-stats{grid-template-columns:1fr}
  .invest-plans{grid-template-columns:1fr}
  .stats-row{grid-template-columns:1fr}
  .dash-content .quick-actions{grid-template-columns:repeat(2,1fr)}
  .demo-bar-inner{flex-direction:column;align-items:flex-start}
  .demo-links{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;flex-wrap:nowrap;padding-bottom:4px}
  .form-row-2{grid-template-columns:1fr}
}

/* Tablet refinement */
@media(max-width:992px){
  .hero-inner{gap:clamp(28px,4vw,44px);padding-bottom:clamp(64px,10vw,104px)}
  .nav-links a{padding:8px 10px;font-size:13px}
  .trust-grid,.testimonials-grid,.services-grid{gap:clamp(14px,2.5vw,20px)}
  .wallet-panel{max-width:440px;margin-inline:auto}
}

@media (prefers-reduced-motion: reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
}