One app.
Every financial
need sorted.
Transfer, wire, investment, Vault, trade, education, insurance, investments and more. Fembills has everything.
10 services,
one wallet
From airtime to investments, everything you need is right here. No bank visits, no queues.
International Transfers
Top up any Verizon, AT&T, T-Mobile, or US Cellular line instantly. No minimum, no charges.
Top up nowInvestment Accounts
Best rates on SME and direct data plans for all networks. Instant delivery guaranteed.
Buy dataBusiness Banking Bills
Pay your electric bill for major utilities nationwide. Confirmation in under 30 seconds.
Pay nowSecure Vault
Renew DirecTV, DISH, Xfinity, and YouTube TV. Same price, instant activation, no technician visit.
Renew nowCards
Fund DraftKings, FanDuel, BetMGM, Caesars and more. Account verified instantly before payment.
Fund walletFX Exchange PINs
Buy WAEC, JAMB ePINs, NECO and NABTEB result checker cards. Delivered instantly on screen.
Buy PINInvest and Grow
Earn guaranteed returns on your idle cash. Four investment plans starting from just $1,000.
Start investingWire Transfer
Transfer to any US bank or Fembills user instantly. Free P2P, low ACH fees.
Send nowBuilt for speed,
secured for trust
Instant Settlement
Transfer credited in under 5 seconds. Business Banking tokens in under 30. No delays, no excuses.
Military-Grade Security
AES-256 encryption, biometric authentication and AI-powered fraud detection protect every single transaction.
Transparent Pricing
You pay the official price. We charge zero markup on airtime, wire, investment and Vault subscriptions.
What our clients say
"I use Fembills every single day. Buying wire has never been this easy and cheap. The wallet feature is brilliant."
"The trade top-up feature saved me so much stress. No more bank transfers or card issues. Instant every time."
"The investment feature is amazing. I put in $50,000 and earned 14% in 90 days. Better than any bank savings account."
Reserved for the discerning few
Open your free Fembills account in 60 seconds. By invitation and qualification only. Minimum portfolio $2,000,000.